Motor insurance covers all damages and impact in a vehicle against on-road and off-road emergencies. A comprehensive policy even secures against damage caused by natural and third-party calamities.

Motor insurance offers protection to the vehicle owner against:
– Damage to the vehicle
– It also pays for any third party liability determined by law against the owner of the vehicle

Motor insurance is mandatory in India as per the motor vehicles act and needs to be renewed every year. Driving a motor vehicle without insurance in a public place is a punishable offense.

In fact, third party insurance is a statutory requirement for the owner of the vehicle is legally liable for any injury or damage caused to a third party life or property, by use of the vehicle in a public place.

A motor insurance policy includes personal accident and liability for third-party insurance in addition to own damage cover of owner’s vehicle in one policy.